Floods are becoming increasingly common throughout the nation, unexpectedly weaving into our lives and wrecking homes. Standard homeowners insurance usually doesn’t cover flood damage, leaving many without financial protection when disaster strikes.

FEMA is anticipated to open a 90-day public appeal and comment period in the winter where property owners can formally challenge the flood zone designation but they must provide scientific or technical data to back up their request.

While FEMA has improved the accuracy and accessibility of the maps over time with better data, digital tools and community input, the maps still don't capture everything.

Climate change is increasing the risk of dangerous floods. But people often balk at the cost of flood insurance, especially since many doubt they need protection.

The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good property insurance typically doesn’t cover things like flooding and earthquakes, which usually require a special and separate policy for each. Here are the things to know about flood insurance.

President Donald Trump declared a federal disaster in Kerr County after flash floods killed over 100 people and inundated homes, according to CNBC. Only 2.5% of Kerr County homeowners had flood insurance,

Standard homeowners’ insurance policies typically don’t cover flood damage. That often comes as a surprise to residents. What to know.

Did you know that most homeowners’ insurance policies leave a wide opening for supplemental policies covering damage from tornadoes, hail, wind and hurricanes?