Q. I’m getting ready to convert some of my IRA to a Roth IRA. I’m being told I should not have anything withheld for taxes. My understanding is that the whole purpose of converting to a Roth IRA is to ...

A spreadsheet to help visualize the benefits and costs of Roth IRA conversions. The key strategy for Roth IRA conversions is to spread income over a period of years to garner the lowest overall income ...